caregiving long distance

Caring for a Loved One from a Long Distance

Susan’s mother had always been extremely independent, working as a school superintendent well into her 70’s and living alone after the death of her husband over 20 years ago. Then it all changed in the space of just a few months. Her mother became forgetful, and at times would become disoriented. She had to step down from the job she loved, and

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doing more with ABLE funds

Doing More With ABLE Funds | Special Needs Planning

Here’s a scenario that may be familiar to families whose adult children receive federal or state benefits, and who are concerned with how various expenses can be covered without negatively impacting those benefits. Consider this hypothetical: It’s the start of a new school year, and your young adult son with a disability is very interested in taking a course in graphic design

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special needs planning basics

Special Needs Planning Basics

If you are the parent or guardian of a child or an adult with special needs, the day-to-day demands alone can be overwhelming.  Thinking about the future can seem like mission impossible. When you consider how critical you are to the daily well-being of your loved one, how will you and your family ensure their future, especially if you are not there?

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Aging in place

Aging in Place

It happens suddenly. A formerly independent family member can no longer navigate life at home successfully without assistance. Is it time to consider moving to assisted living or a nursing home? Not necessarily. In fact, according to a recent AARP survey, 76% of American adults age 50 and over wanted to remain in their current residence as long as possible. In addition

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Supporting Your Child with Disabilities in College

The journey to get here has been challenging and rewarding. You couldn’t be prouder of your child for successfully navigating an educational system that simply wasn’t built for him or her. You are both grateful for the services and benefits that have made it possible to succeed. And, this isn’t the end. The next step may be college. Your child may feel

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Caring For Your Disabled Child After You’re Gone

If you’ve ever been faced with managing the details of administering a deceased loved one’s estate, you appreciate how confusing and stressful the entire process can be.  You probably never told yourself, “I wish my relatives had done less planning.” In fact, the more detailed and thoughtful an estate plan is, the clearer and easier it will be to follow the individual’s

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special needs planning age 21

Special Needs Planning: What to Know About Age 21

Age 21 Transition to adult Medicaid Children who are enrolled in a Medicaid program are entitled to robust medical services, some of which are mandated by the federal Early and Periodic Screening, Diagnosis, and Treatment (EPSDT) law.  Services may include physician and hospital services, diagnostic and screening services, home health services, prescriptions, and dental, vision, and hearing care.  In New Hampshire, children’s

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Letter of Intent

The Letter of Intent – A Critical Blueprint for Care

Providing for a child or adult with special needs requires meticulous planning. Once families have created their special needs trust, ensured medical benefits are in place and preserved, and selected a capable trustee to manage their loved one’s assets or inheritance, what else is needed? The answer perhaps is one of the most important pieces – not a formal legal document, but

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VA Look-Back Rule Change

The landscape of need-based VA pensions and benefits is quietly changing this month, including the new requirement of a 36-month “look-back” period to determine financial eligibility. If you’re a veteran or the spouse of a veteran, here’s what you need to know: What Are Need-Based VA Pension Benefits? Veterans Pension and long-term care benefits are tax-free monetary benefits designed specifically to help

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