Why You Need to Consider Digital Assets in Estate Planning
You’re a responsible individual. You’ve done estate planning to provide for the distribution of your assets to protect those you love. If you’re like most of us, when you hear the word “asset” you think of things like your home, the money you have in the bank, or your investments. You know, all those tangible possessions that have traditionally been considered to
Special Needs Planning: What to Know About Age 65
Age 65 Medicare is a health insurance program offering coverage to individuals who are over the age of 65 and eligible to receive Social Security Retirement or Railroad Retirement benefits. Medicare also provides health insurance coverage to persons under the age of 65 who have received Social Security Disability Insurance benefits for two years or more. An individual who is receiving coverage
Special Needs Planning: What to Know About Age 55
Age 55 A State’s Right to be Reimbursed for Cost of Medicaid Assistance The age of 55 is relevant because it limits a State’s right to seek reimbursement for Medicaid benefits paid on an individual’s behalf. Some people decide not to apply for help because they are concerned (a) they might have to pay the government back for the help received if
Special Needs Planning: What to Know About Age 22
Age 22 is relevant because there are many public benefit programs that require proof that a person’s disability arose before reaching age 22 in order to establish eligibility. While it may be tempting to toss or destroy yellowing medical records and other papers because they’re more than three, seven, or 37 years old, you should resist the urge to purge, since it
Special Needs Planning: What to Know About Age 18
In New Hampshire, an individual legally becomes an adult at age 18. As a result, there are a number of issues that require consideration well in advance of a family member’s 18th birthday. Health Care Decisions Medical information is subject to strict confidentiality rules and once a patient turns 18, medial information is only provided to the patient. A patient may sign
Special Needs Planning: Age 26
Age 26 Parents of a child with special needs continually look for ways to enrich the quality of their child’s life and ensure his or her future health and wellbeing. These goals can be achieved using a variety of planning tools, some of which are driven by whether the child’s disability either arose before age 26 or is expected to continue past
Divorcing When You Have a Special Needs Child – What You Should Know
Divorce is never an easy process and it becomes more complicated when children are involved and parents are considering how to structure custody, support, and visitation. If a child with special needs is impacted by a divorce, additional care must be taken to adequately provide for your child’s unique short and long-term needs. Unfortunately, a significant number of marriages end in divorce
Home and Community Based Services – Choices for Independence
The New Hampshire Department of Health and Human Services (“DHHS”) Medicaid program offers a number of programs that provide long term supports and services to individuals living in the community. One such program is the Choices for Independence program or CFI, which provides services to elderly and disabled adults. To qualify for CFI, applicants must meet certain financial and medical eligibility standards.
When is Guardianship Necessary?
Petitioning the court for guardianship over another individual is sometimes necessary when the individual in question is not able to provide for his or her own basic needs such as, food, shelter, health care or to manage personal finances. Guardianship may often be avoided if other less restrictive alternatives are available, such as when financial or health care power of attorney documents
Special Needs Trust Support for Personal Injury Attorneys
“I am a personal injury attorney representing a client who was injured in an accident and I want your help with drafting a SNT (Special Needs Trust). Can you help?” If you’re an attorney who’s helping a client obtain a personal injury settlement, you can come to our office and we can help you with drafting a special needs trust. That is
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